Quality Dental Care Made Affordable Through Dental Insurance

Are you looking for a dentist in Queen Creek, Arizona, who accepts dental insurance? Welcome to Desert Creek Dental! We accept dental insurance from most providers and help you maximize your benefits. Call our office today to determine if we work with your insurance provider.

Does dental insurance cover all my treatments?

Great question! While dental insurance is a helpful tool for managing the cost of dental care, it doesn’t cover all procedures in full. Most plans follow a standard structure known as the 100-80-50 rule, which outlines how different types of dental services are covered:

  • 100% – Preventive care: Insurance usually covers 100% of the cost of preventive services like dental cleanings, exams, and X-rays. These services prevent minor issues from advancing into serious and costly problems.
  • 80% – Basic restorative care: Basic procedures like fillings, deep teeth cleanings, and simple extractions are typically covered at 80%.
  • 50% – Major procedures: More complex dental work often falls under major care, which is covered at 50%. These services may include crowns, orthodontics, implants, dentures, etc.

Cosmetic dental procedures typically fall outside insurance coverage. Fortunately, with third-party financing options such as Cherry and CareCredit, you can spread your payments over time, ensuring you get the smile you want without financial strain.

How do I make the most of my dental insurance?

Your oral health is crucial, and dental insurance is critical to ensure you get the necessary care. But dental insurance can be confusing, and many people don’t know how to make the most of their benefits. Here are practical steps to help you get the best value for your money.

  • Understand your coverage: The best way to get the most out of your insurance is to understand it. Read your policy to learn what’s covered, what isn’t, and so on. Call your insurance provider if you need further clarification.
  • Take advantage of preventive services: Most insurance plans cover dental cleanings and exams. Never skip oral wellness visits, as they prevent the need for more extensive treatments.
  • Plan major procedures carefully: Carefully schedule major treatments like orthodontics or crowns across two calendar years. For example, you can start treatment in December and complete it in January. This allows you to use two benefit years and double the available coverage.
  • Remember the use or lose it basis: Unused dental insurance benefits can’t be rolled into the following year. Take advantage of your dental insurance to ensure you don’t leave money on the table.  

An insurance-friendly dental office near me in Queen Creek, AZ

Desert Creek Dental believes quality dental care should be accessible to everyone. We are dedicated to providing flexible dental financing options, like dental insurance, to ensure you get the dental care you deserve. Call (480) 987-8768 today and discover how we make dentistry affordable to our valued clients.